Discover How To:

Increase & Leverage Your Credit To Acquire Life-Changing, Cash-Producing Assets That Pay For The “Living-Freely”, Laptop Lifestyle” That Everyone Wants
Increase & Leverage Your Credit 
To Acquire Life-Changing, Cash-Producing Assets That Pay For The “Living-Freely”, Laptop Lifestyle” That Everyone Wants

(& Only 1% Of People Actually Get) Even If You Have NO IDEA How To Increase Your Credit & Start Leveraging It To Your Advantage!

Having Bad Credit Is Expensive.
In a world where the rich get richer, and the poor get poorer, the difference between a 400 credit score and a 680+ credit score is... LIFE-CHANGING!

If you’ve got bad credit and you want to take out a mortgage? Think again. You’re going to be expected to pay $40,000+ MORE than someone who has good credit. It’s crazy - right?
If you’ve got bad credit and you want to finance a car? I hope you’re ready to fork out for absurdly overpriced interest rates. Because you’re going to be expected to pay SKY-HIGH deposits and interest rates when those with good credit pay pennies in comparison. 

(Yep - you heard it here first…) Car financing agencies actually TARGET people with poor credit, because it lines their already full pockets.  

If you’ve got bad credit and you want to start a business?  Good luck. No lender within a thousand-mile radius will be willing to lend to you for a fair price, so you can kiss your dreams of owning a successful, work-from-anywhere business goodbye...

Basically, what I’m trying to say is: The world has been designed to make those who are struggling financially, EVEN MORE financially unstable. 

That’s why it’s crucial that you start building, fixing, and restoring your credit so that you can begin to build a better life for yourself.  A life that allows you to take a breath. A life that allows you to work for yourself. A life that allows you to generate a LIFE-LONG, PASSIVE income, that pays you while you sleep, eat, and spend time with your loved ones. But before we go any further...
But Before We Go Any Further...
YES - you’re obviously going to want to use your BRAND NEW, shiny credit card with unlimited possibilities to: 
  • ​Finance Fancy Cars
  • ​Go For An All-Inclusive Shopping Spree
  • Book A Luxury Cruise, Holiday, Or Experience 
BUT - these ALL depreciate in value and are the WORST things to invest in when you’re already up to your eyeballs in debt. You need to first LEVERAGE your credit to build wealth...

...And THEN you can start thinking about cars, jewelry, and holidays. Deal? Deal. 
“But, How Do I Increase My Personal AND Business Credit? I Don’t Even Understand My Report”
“How Do I Even Begin To Start Building Wealth Through Real Estate When I Don’t Know The First Thing About It!”
I’m asked these questions almost EVERY single day. 
It’s the biggest elephant in the room when it comes to leveraging your credit. And, the #1 reason why most people will never escape the vicious credit-crunch cycle. 

But that’s why I’m here. Right now, you may feel as though the entire world is against you. Perhaps, you feel as though you’re the ONLY person in the world who CAN’T make this work for them. 
I’ve Helped People Thousands Of People With A -300 Credit Score Turn Their Life Around!
CUSTOM JAVASCRIPT / HTML
Gregory Jacob III - $2,500
  • 2 Business Vendor Accounts
  • ​$2,500 Business Fleet Card
Gina Ontiveros - $50,000
  • $50,000 in Business Credit
  • ​10 Vendor/Net 30 Business Accounts
April Smith - $63,100
  • Completed “Personal Credit Sweep”
  • Approved for $31,000 in Funds:
  • United Community: $20K
  • Bank of America: $8K
  • ​Discover: $3K
  • Total Available Credit is NOW - $63,100
  • Approved $40,000 Divvy Business Card
  • ​Amazon Amex Business Card $3,000
Ramone Brown - $80,000
  • Approved for $40,000 for Parent & Series LLC with Business Line Divvy
  • Approved for $40,000 in Personal Credit
  • ​$80,000 Total Funding Received since Invested in CLL Course
  • ​Approved for Multiple Business Vendor Accounts & Fleet Business Accounts – Already Generated Business Credit Scores
Angela Dickerson - Real Estate
Fix & Flipper!
  • Completed FIRST Real Estate Flip
  • Found a property to buy, rehab, rent, refinance, repeat (BRRRR)
Stephanie Toliver - 3 Business Vendor Accounts
  • 3 Business Vendor Accounts
  • Approved for $1,900 Business LOC
Derek Parker - Mercedes
Benz Box Truck!
  • Purchased A Mercedes Benz Box Truck in his BUSINESS Name
Lisa Rodriguez Baylis - Divvy Business Card
  • Approved for Divvy Business Card
Hi, I'm Terri Couser!
To say that the odds were stacked against from the get-go is the biggest understatement of the year. I was raised in foster care and group homes, as my parents both struggled with addiction. 

I had a roof over my head, and food on the table… But as I’m sure you can imagine, or some of you may know, life in foster care is unstable, stressful, and ever-changing. 

I got pregnant when I was 17, and I was immediately pushed into the bracket of “high-school dropout”. So I made it my mission to prove everyone wrong. Having my first child made me realize that I needed to get my act together. 

If I knew one thing for certain, it was that I didn’t want my child to have the insecure, disadvantageous upbringing that I had to live through. 

Much to everyone’s disbelief, I went on to graduate high school on time with all of my classmates!
BUT I DIDN'T STOP THERE.
I wasn’t going to be the girl who couldn’t get a mortgage, or who had a TON of debt yet owned nothing... 

I wasn’t going to be the girl who was turned away from every creditor or lender within a 50-mile radius...

And I WASN’T going to let my child inherit the debt that I’d acquired from making poor decisions...
So I took matters into my own hands. 
And after working at TransUnion for three years, I had mastered the art of boosting and leveraging credit and helping others do the same. So, at the age of 21, while my classmates were only just starting to climb the corporate ladder...

I purchased my first home with the bank’s money. 

At that time, I had a standard, 9-5 credit-consultant job that earned me just $14/hour... Yet I’d just done what most 21 years olds, and even most 40+-year-olds, could only ever DREAM of. 

I’d started my very own real estate portfolio! Since that day, things have only gotten better and better. For the last two decades, I’ve continued investing in real estate, improving my portfolio, leveraging my credit, and now…

I’m happily retired. In other words...
I’m LIVING PROOF That You Don’t Need: 

To earn $50,000+ to 
leverage your credit

Unlimited amounts of spare cash to invest in real estate

To hire an expensive agency to help you build your credit 

And despite what’s been drilled into your head from a young age: 
  Credit Does NOT = Debt
That’s why, today, I’m giving YOU the chance to learn EVERYTHING I know, and everything I've learned over the past 20+ years. Every trick in my wealth-building book ...And every “secret” that credit repair companies don’t want you to know. 
Introducing The Care Credit Academy
The complete step-by-step guide to boosting your credit QUICKLY, and leveraging that credit to build generational wealth with real estate. You don’t need any prior experience to join. All you need is a laptop, an internet connection, and the desire to want EXCELLENT CREDIT!
Here’s What’s Included:
How To Easily Repair Your Credit Score Yourself & Start Acquiring Life-changing Assets
How To Start Analyzing & Understanding Your Credit Report With The “7 Year Rule”
The Types Of Credit Available To You, & How To Determine Which One Is Right For You
How To Look Fundable & Establish Credibility With Your Business Bank Account
How To Determine Your Debt-To-Income Ratio & Banish Negative Credit From Your Report
Start Using Vendor Accounts To Build Business Credit & Create Passive Generational Wealth
How To Set Up Free Credit Monitoring & Improve Your
Utilization Ratios

A Guide To Business
Credit & Transitioning To A
Business Credit Card
& SO MUCH MORE!


There is NO ONE that this credit-boosting, wealth-generating academy can’t help, and NOTHING stopping you from creating the life you truly want 👇

Take A Look For Yourself! 👇
I'm so grateful I invested in myself and my business by purchasing the Credit Leveraged Lifestyle course. I was immediately able to capitalize on the information in the course. The content is truly a game changer that will help me obtain both personal and business generational wealth. What a blessing! 

Stephanie Toliver

Thank you so much for sharing your knowledge with me and my wife. We loved how empowering it is to take your life in your hands using the strategies and information you provided. God bless you and what you and your team continue to do to help guide us through this whole life changing process.

Darrin Sessions

This was the BEST credit training I participated in. The business credit information and on going support is priceless. This information will help take my business to the next level. Thank you Terri for sharing your knowledge.

Brigitte Grant

I can not thank Credit Leveraged Lifestyle enough for helping me change my mindset, build my personal and business credit. I am forever grateful for this life-shifting process. THANK YOU!

Kimberly Sparks

NEXT LEVEL! This course has opened myself and family up to possibilities and opportunities. Thank you so much!

Nicol Ousley

Phenomenal material followed with action steps as well as very helpful other resources like, PDFs and websites to further you credit knowledge well beyond this course!

DIAN BOOYSEN

Credit Leveraged Lifestyle is worth every penny, every dollar! Terri drops GEM after GEM! Golden Nugget after Golden Nugget! She is helping me make sure my future family never has to worry or wonder about Credit again! She goes to the very basic level of credit, she makes sure you understand it, and she literally walks with you on the Credit Journey. Plus she is only an email away for those in the course! Truly Priceless. Best investment I have so far.

Gregory Jacob III

This Course is absolutely amazing!! There is a ton of information that I will be using to build my credit! Terri did an amazing job with this course! Her ability to break down everything in its simplest terms was so helpful. I will definitely use this as a tool for years to come to go back and learn and relearn all I need to know about credit!! Thank you, Terri and team!! This course was worth every penny and then some!

DENISE DANIELS

The Three Hard Truths You Need To Hear
Hard Truth #01
Hard Truth #01
You Can’t Ignore Your Problems
Your credit score isn’t going to somehow magically transform to 680+ overnight, and neither will your real estate empire. You can’t ignore your problems anymore… You have to face them head-on. 
Hard Truth #02
Hard Truth #02
Credit Impacts EVERY Area Of 
Your Life, Whether you:
  • ​Get HIRED
  • Can open a BANK ACCOUNT
  • ​Get accepted for a PHONE CONTRACT
  • Have the ability to set up LIFE INSURANCE
  • ​Can afford to take out a MORTGAGE on your dream home
The list goes on and on. You can no longer afford for your credit score to be dragging through the mud, because your future, and the future of your family, depends on it. 
Hard Truth #03
Hard Truth #03
You Have To Lead By Example
Your children do what they SEE you do, not what you TELL them. 

So, ask yourself this: 
Do your children see you driving to properties to pick up rent from long-standing, paying tenants? Or do they see you dodging calls from debt collectors, and struggling to put food on the table? 
You Have Just Two Choices
You can carry on how you are, slaving your life away, living from paycheck to paycheck, and paying outrageous amounts of interest on everything that you own. 

You can keep dodging debt collector calls, pretending that bills you can’t afford to pay never arrived, and putting on a “brave face”. 

OR…

You can take your future, finances, and freedom into your own hands, and learn EXACTLY how to leverage your credit to invest in real estate and add additional streams of income to your household.

Here’s the thing...
  • I want you to be able to buy groceries without doing a quick sum in your head to make sure that you can still afford gas and electricity.
  • ​I want you to feel FREE, and SECURE.
  • ​I want you to have a “work-from-anywhere” lifestyle that allows you to travel the world, and tick everything off of your bucket list. 
And I know you want that too. So, I want to put the cherry on top of the cake for you today. I know, that you know, that this course does come witha, albeit, an EXTREMELY affordable one, considering the value you’re getting. 

But to make this deal that little bit sweeter for you…
Today & Today ONLY You Can Get LIFE-TIME Access To The ENTIRE Care Credit Academy, Which Includes:
  • ​How To Easily Repair Your Credit Score Yourself & Start Acquiring Life-changing Assets
  • ​How To Start Analyzing & Understanding Your Credit Report With The “7 Year Rule”
  • What Types Of Credit Are Available To You, & How To Determine Which One Is Right For You
  • How To Look Fundable & Establish Credibility With Your Business Bank Account
  • ​How To Determine Your Debt-To-Income Ratio & Banish Negative Credit From Your Report
  • ​A Guide To Business Credit & Transitioning To A Business Credit Card
  • ​How To Set Up Free Credit Monitoring & Improve Your Utilization Ratios
  • How To Start Using Vendor Accounts To Build Business Credit & Create Passive Generational Wealth
  • ​& SO MUCH MORE!
PLUS: 4 Special Bonuses
BONUS #01
BONUS #01
Bi-Weekly Zooms & LIVE Q&A
I’ll be offering you the chance to attend live lessons, workshops, guest speakers & LIVE FAQs! 
BONUS #02
BONUS #02
Access To Our Private Facebook Group
To ensure that you never feel lost or alone, you’ll have the opportunity to join our private Facebook group! Ask for help, make friends, and feel supported 365 days a year! 
BONUS #03
BONUS #03
FREE Student Loan Consultations
Need advice on your student loan? I’ve got you covered! You’ll have the chance to schedule a FREE 30 minute student loan consultation with my team of experts who will provide you with tailored advice, guidance, and next steps
BONUS #04
BONUS #04
“680 Program” For Business Funding
For A One-Time-Only Price Of Just $997 (Or, 2 Payments Of Just $625!)
This Is The ONLY Academy Out There Willing To Teach You Not Only How To Build Credit…
But Build Generational Wealth!
By the end of this course, you will have everything you could ever need to leverage your credit and make a BRAND NEW life for yourself. 
  • ​No more worrying about money, bills, and long-standing debt…
  • ​No more cheques bouncing, or loans being rejected…
  • ​No more businesses being put on hold, because you can’t get financed...
You’ll have the power to live your life how YOU want to. 

And it all starts here 👇

DISCOVER HOW TO:

Increase & Leverage Your Credit To Acquire Life-Changing, Cash-Producing Assets That Pay For The “Living-Freely”, Laptop Lifestyle” That Everyone Wants

 (& Only 1% Of People Actually Get) Even If You Have NO IDEA How To Increase Your Credit & Start Leveraging Real Estate To Your Advantage!

 (& Only 1% Of People Actually Get) Even If You Have NO IDEA How To Increase Your
Credit & Start Leveraging Real Estate To Your Advantage!

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